Not at all; we are shopping wholesale, so it is no different from any other retail purchase where your purchased at wholesale so that you could purchase at a fair retail price.
Yes, Realtors and Sellers will expect you to be prequalified before making an appointment.
Your loan officer will arrange for you to securely provide your most recent one month of paystubs, your recent tax returns and w-2’s, and two months of bank statements, as well as your photo ID.
Yes, but the timing and actual circumstances are important. Call and tell us the details and we’ll help you with a game plan.
We ask for thirty days in order to be sure all is in order and will go smoothly.
No worries; your loan officer will update your prequalified application along the way so that you know you can afford a property before you make an offer.
245 E Girard Avenue
Philadelphia, PA 19125
Phone: (267) 521-1502
Fax: (267) 200-0727
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Everest Home Mortgage, LLC | NMLS# 1238300
Licensed in Pennsylvania and Florida
FHA Approved Condominium List
Consumer Finance Protection Bureau (CFPB)
National Mortgage Licensing System (NMLS)
Everest Home Mortgage Loan Application
Took Kit (TRID)
Adjustable Rate Mortgages Booklet
Settlement Costs Booklet (Non-TRID)